Flexi Cap Mutual Funds giving more than 20% returns in 5 years – know the complete list
If you had invested ₹1 lakh in a flexi cap mutual fund five years ago, it would have grown to around ₹2.48 lakh today!
Yes, some flexi cap funds have given annualized returns of more than 20% in the last five years. Let us know which funds have performed so well and what are flexi cap funds.
🧩 What are Flexi Cap Mutual Funds?
Flexi cap mutual funds are equity funds that invest at least 65% of their portfolio in shares (Equity & Equity-related instruments).
The specialty of these funds is that the fund manager has complete freedom to distribute the investment among large cap, mid cap or small cap companies.
| Fund Name | 5-year annualised return (%) |
|---|---|
| Aditya Birla Sun Life Flexi Cap Fund | 20.60 |
| Bank of India Flexi Cap Fund | 25.56 |
| Edelweiss Flexi Cap Fund | 22.08 |
| Franklin India Flexi Cap Fund | 24.45 |
| HDFC Flexi Cap Fund | 29.52 |
| HSBC Flexi Cap Fund | 21.56 |
| JM Flexi Cap Fund | 26.25 |
| Parag Parikh Flexi Cap Fund | 22.74 |
| Quant Flexi Cap Fund | 26.78 |
| Source: AMFI — data as on 30 October 2025. | |
💡 Are past returns a guarantee of the future?
No. As with every investment, past performance does not guarantee similar returns in the future.
But it does show how consistent and well-managed a fund is, which makes investors feel better about it
📊 Why Choose Flexi Cap Funds?
✅ Diversified Portfolio: Balance of large, mid and small caps.
✅ Less risk, better returns: Facility to change investment direction according to changes in the market.
✅ Great option for long-term investors: Investing for 5 years or more gives better growth.
⚠️ What to keep in mind before investing
Understand your risk profile.
Don't invest just by looking at past returns.
Consult a financial advisor before investing.
Investing in long term through SIP is more beneficial.
🧾 Conclusion
Flexi cap mutual funds offer investors flexibility, diversification and an opportunity for better growth.
If you want to start investing in equities but can't decide whether to choose large, mid or small cap — then Flexi Cap Fund can be a smart and balanced option.
