NFO: PGIM India Multi Asset Allocation Fund – Invest with just ₹5,000 & make a long-term investment to create wealth
PGIM India Mutual Fund has announced the launch of a new multi asset allocation fund which is suitable especially for those investors who are looking to avail low risk, high stability investment option for wealth creation over a longer term. This NFO (New Fund Offer) opened for subscription on November 11 and will remain open for investors till November 25, 2025.
If you wish to create a balanced and intelligent portfolio, then this new NFO can be quite good for you.
🔶 What is PGIM India Multi Asset Allocation Fund?
It is an open ended multi-asset allocation fund which provides the opportunity to invest across different types of assets in one fund.
Investments will be made
✔ Equity
✔ Debt
✔ Gold ETF
✔ Silver ETF
✔ REITs
✔ InvITs.
Such a diversified investment can make your portfolio stable and risk-free. This has been a successful approach for achieving above-average returns over the long run.
🔶 NFO Dates (Important Dates)
Open Date: November 11, 2025
Closing Date: November 25, 2025
Re-opening: Regular investing from 3 December 2025
🔶 What is the minimum investment?
First investment (Minimum Investment): ₹5,000
Additional investment: ₹1,000
Away: Can add amount in ₹1 centum can\\\'t be added.
That makes this a good choice for new investors who want to start small.
🔶 Exit Load
Sale of units within 90 days of purchase: 0.50%
After 90 days: No exit load
This flexible departure provides investors with greater discretion.
🔶 Why to Invest in a Multi Asset Allocation Fund? (Top Benefits)
✔ 1. Diversified Portfolio
Not all asset classes move the same in the market.
So diversification really cuts into your risk.
✔ 2. Risk Control + Better Stability
Equity = High Returns
Debt = Stability
Gold/Silver = Protection against Downturns
A proper mix maintains the balance in your portfolio.
✔ 3. Avoidance of Emotional Decisions
It helps reduce the need for trading in and out.
This is important for an investment strategy that is aimed for the long-term.
✔ 4. Tax Benefits
If a fund has 65% or more of its capital invested in equities, itfund thus reducing the tax rate.
✔ 5. Long-Term Growth
This fund has something for both growth and stability, which helps long-term investors.
🔶 Who should invest in this NFO?
This fund is especially appropriate for—
✔ New investors
✔ Investors looking to create long-term wealth
✔ Anyone who doesn’t want to be vulnerable to market swings
✔ Those that would prefer less risk and higher returns
✔ Investors looking for broad exposure all in one fund
🔶 Fund Management Team
The fund will be managedVivek Sharma (Equity)
Ananda Padmanabhan (Equity)
Utsav Mehta (Equity)
Punit Pal (Debt)
Benchmark Allocation
60% — Nifty 500 TRI
20% — Crisil Short Term Bond Index
10% — Domestic Gold Price
10% — Domestic Silver Price
⭐ FAQs – PGIM India Multi Asset Allocation Fund SEO Optimized
Q1. What kind of fund is PGIM India Multi Asset Allocation Fund?
It is an open-ended diversified multi asset allocation fund investing in equity, debt and gold.
Q2. When will the NFO open and close?
The NFO began on November 11, 2025, and investments can be made until November 25, 2025.
Q3. What is the minimum investment in this fund?
You can start investing with ₹5,000 and add further in increments of ₹1,000 or ₹1.
Q4. What is the exit load?
0.50% load if sold within 90 days.
No exit load after 90 days.
Q5. What asset classes will the fund invest in?
Equity, debt, gold ETFs, silver ETFs, REITs, and InvITs—a fully diversified portfolio.
Q6. Is this fund suitable for new investors?
Yes, as it is designed to offer low risk and stable returns.
